Payment security for automotive professionals
Secure your sales, your customers and your commissions without funds ever passing through your accounts.
Trusted by
1,000+ professional clients in the automotive sector
Challenges
The challenges facing automotive professionals
Transfer fraud and fake payments
Scams target high-value vehicles first: a single case of fraud can exceed €15,000. Fake transfers, falsified IBANs, bounced cheques: the risk only surfaces after delivery, when it is too late.
Reclassification as a professional sale
As soon as funds pass through your account, your mandate or consignment sale can be reclassified as professional buying and reselling, with the tax obligations and seller liability that come with it.
Tied-up cash flow
Advancing funds, waiting to get paid, carrying the credit risk of a member dealer: every sale ties up your cash and slows down your business.
Disputes and reputation
A poorly handled post-sale dispute leaves a lasting mark on your image: 52% of buyers fear having no recourse if something goes wrong.
Professions
A clear benefit for every profession
Buying agents
Buy on behalf of your customer without tying up your cash, with your commission deducted automatically - and no risk of reclassification as a professional sale.
Intermediaries & consignment sales
Your commission is deducted automatically at the sale, with no risky bank cheque and no risk of your business being reclassified as buying and reselling.
Network heads
Standardise the payment journey across all your branches and keep real-time compliance control, to protect the brand and reduce fraud.
B2B distributors
Source and move your stock without tying up your member dealers' cash, and without credit risk.
Our answer
How we eliminate these risks
Against fraud
Identities and IBANs verified for every file, funds held until delivery.
Against reclassification
Money never passes through your accounts: only your commission is paid to you.
Against non-payment
Release is triggered when the vehicle is handed over: net seller amount and commission paid in one go.
In the field
Real-life use cases from the field
Remote vehicle sale
A buyer and a seller located in two different regions secure the transaction without meeting, with the handover organised and validated in the portal.
Buying agent with a seller abroad
A buying agent manages an import by overseeing the payment, IBAN verification and the release of funds on delivery in the country.
Network head and harmonised journey
A network rolls out a single sales journey across its dealerships to guarantee a security standard and a consistent customer experience.
B2B2C distributor and stock rotation
A distributor speeds up stock turnover by offering its partners a secure payment framework, without tying up its own cash.
Reassurance
Built for sensitive transactions
Compliance
A strict regulatory framework, in partnership with a licensed payment institution (Okali, a subsidiary of the Crédit Agricole group).
Legal protection
You are released from post-sale liability. Hidden defect or dispute, buyer or seller: technical expertise and legal costs covered for three months.
Document checks
Buyer and seller identified by remote video. Matching checked between the registration certificate holder and the seller, and between the seller and the receiving bank account.
Fraud detection
Dedicated teams follow sensitive files to support you whenever needed. Vehicle registration (SIV) status checked daily for up to 30 days after the transaction.
FAQ
Frequently asked questions
Everything you need to know about CashSentinel for automotive professionals.